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Your continued reading of this book is your acknowledgment and agreement to hold harmless everyone from everything. This book is for information purposes only. Neither the publisher nor the author purport this book to be professional advice or services to the reader. Neither the publisher nor the author shall be liable or responsible for any loss or damage allegedly

consequential to any information or suggestion herein.

Further, the contents of this book represent the contemporary view of the author as of the date of publication. Because of the constant state of flux of society, the author reserves the right to amend and revise his opinion as new situations and circumstances arise. This book is for information purposes only. While every attempt has been made to verify and confirm the information contained in this book, neither the publisher nor the author assume any responsibility for any errors,

inaccuracies or omissions. Any slights of people or organizations are unintentional.